Californians Can Seek Parcel Tax Exemptions

Californians Can Seek Parcel Tax Exemptions

by | Mar 13, 2018 | Blog

Are you overtaxed at your residence? Did you know that some Californians are eligible for an exemption if they pay a parcel tax or special assessment? Parcel taxes are paid by property owners when they are approved by voters in their local area. See, most property tax...
Keeping An Eye Out For Foundation Damage

Keeping An Eye Out For Foundation Damage

by | Mar 8, 2018 | Blog

Whether you are a homeowner or a home buyer, knowing how to spot foundation damage can be extremely useful. Most people know to look for cracks in the foundation itself. But did you know you should also watch for wall cracks and chimney damage? Other signs people...
What Are California Homestead Rights?

What Are California Homestead Rights?

by | Mar 3, 2018 | Blog

When you own your primary residence in California, you have access to special homestead rights. Claiming these homestead rights can protect the equity you accumulate in your property. For example, it can protect your equity if you file for bankruptcy or if you are...
How Long Will I Pay Mortgage Insurance For On An FHA Loan?

How Long Will I Pay Mortgage Insurance For On An FHA Loan?

by | Feb 28, 2018 | Blog

If you have an FHA loan, you must pay mortgage insurance until about 20 percent equity exists in the home. When your home has a loan-to-value ratio of 78 percent or higher, you must keep mortgage insurance. This protects the lender during the vulnerable early years of...
Yes! Opt For A Quality Home Inspection, It’s Worth The Money

Yes! Opt For A Quality Home Inspection, It’s Worth The Money

by | Feb 24, 2018 | Blog

Sometimes clients tell us they don’t want to pay for a quality home inspection. They mention that with all of the other expenses, the extra hundreds of dollars is not affordable. Look, we understand that it seems like a waste of money to have a home inspector...