Real Estate Blog - Josh Kiss Homes

What Are California Homestead Rights?

by Dawn | Mar 3, 2018 | Blog

When you own your primary residence in California, you have access to special homestead rights. Claiming these homestead rights can protect the equity you accumulate in your property. For example, it can protect your equity if you file for bankruptcy or if you are...

How Long Will I Pay Mortgage Insurance For On An FHA Loan?

by Dawn | Feb 28, 2018 | Blog

If you have an FHA loan, you must pay mortgage insurance until about 20 percent equity exists in the home. When your home has a loan-to-value ratio of 78 percent or higher, you must keep mortgage insurance. This protects the lender during the vulnerable early years of...

Yes! Opt For A Quality Home Inspection, It’s Worth The Money

by Dawn | Feb 24, 2018 | Blog

Sometimes clients tell us they don’t want to pay for a quality home inspection. They mention that with all of the other expenses, the extra hundreds of dollars is not affordable. Look, we understand that it seems like a waste of money to have a home inspector...

Do You Know Your Energy? Here Are Nonrenewable Resources Used For Energy Production

by Dawn | Feb 21, 2018 | Blog

Some nonrenewable resources are obvious. Other sources, offered as green energy, may still be technically nonrenewable. If a resource is available in limited quantity, it’s considered nonrenewable. This means that once the resource has been used up, none will...

Listings for Camellia Homes at Northwood are Rare, Contact Stella Realty To Be Notified

by Dawn | Feb 19, 2018 | Blog

Camellia homes, part the Northwood community in the City of Irvine, are not always on the market. Camellia homes have six different floor plans featuring large 3, 4 and 5 bedrooms starting from 1,765 square feet. They can be as large as 3,136 square feet. They come...

Short Sale Homes In Irvine, California

by Dawn | Feb 17, 2018 | Blog

You can find short sale homes anywhere, including in the much-coveted Irvine, California area. You just have to be patient and be willing to wait on the process. If you are interested in a home that is sold on a short sale in the Newport or Irvine area, please contact...