When you’re buying a home, whether you’re looking at airport area homes for sale, Central Park West homes for sale or Turtle Rock homes for sale, you have plenty of financing options – you just need to know what they are.
Down Payments
You can buy a home with nothing down if you’re using a VA loan, as little as 3.5 percent down if you’re using an FHA loan or a working under a similar program, or as little as 5 percent down with some conventional mortgage loan programs.
The caveat – other than with VA loans – is that you usually have to buy private mortgage insurance if you’re putting down less than 20 percent on a home.
Interest Rates
The best interest rates are only available to people with a good credit history. If you’re not sure what your credit history looks like, get your free credit report through AnnualCreditReport.com, which is authorized by the Federal Trade Commission to provide every American with a free copy or his or her complete report.
Are You Buying a Home in Irvine?
If you’re thinking about buying a home in Irvine or any of the surrounding communities, we can help you find one that’s just right for your needs (and your budget).
Call us at 949-385-1684 or get in touch with us online to let us know what you’re looking for.
In the meantime, check out our:
- Great Park homes for sale
- Stonegate homes for sale
- Rancho San Joaquin homes for sale
- Westpark I homes for sale
- Hoag Hospital area homes for sale
- Lido area homes for sale
- Newport Coast homes for sale
- West Newport homes for sale